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Contact AAA Fair Credit Foundation

Although our company is located in Salt Lake City, Utah, we can assist people in most states. Our services are available via phone, in-person and online. Therefore, thanks to the magic of modern technology geographic boundaries are a non-issue.

Financial Counseling Services (Counselors and Educators Available)

Phone (English) -- 800-351-4195 (toll free), 801-483-0999

Phone (Espanol) -- 800-341-5977

Creditor Relations (Debt Management)

Phone -- 801-483-0999

Hours of Operation
    Financial Counseling Dept
    Monday through Thursday: 8:00am to 7:00pm
    Friday: 8:00am to 6:00pm
    Saturday: 10:00am to 2:00pm or by appointment
    Closed Sunday

    Client Support Dept
    Monday through Thursday: 8:00am to 6:00pm
    Friday: 8:00am to 5:00pm
    Closed Saturday & Sunday
    * All times Mountain Standard Time.
    Appointments after regular business hours may be made by special request.

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Satellite Counseling Locations
    Salt Lake City, UT (Main Office)
    Royal Wood Office Plaza
    230 West 200 South
    Suite 3104
    Salt Lake City, UT 84101

    Odgen, UT
    (Satellite Counseling Office @ OWCAP)
    3159 Grant Avenue
    Ogden, UT 84401

    Ogden, UT
    (Satellite Counseling Office @ Cottages of Hope)
    2724 South Washington
    Ogden, UT 84401

    Layton, UT
    (Satellite Counseling Office @ Food Bank)
    875 East Hwy 193
    Layton, UT 84041

    Kaysville, UT
    (Satellite Counseling Office @ Family Connections Center)
    320 South 500 East
    Kaysville, UT 84037

    Centerville, UT
    (Satellite Counseling Office @ LDS Family Services)
    95 East Pages Lane, Suite A
    Centerville, UT 84014

Mailing Address
    AAA Fair Credit Foundation
    P.O. Box 3808
    Salt Lake City, UT 84110
Overnight Deliveries
    AAA Fair Credit Foundation
    230 West 200 South, Suite 3104
    Salt Lake City, UT 84101
Phone & Fax
    Main
    Toll-Free: 1.800.351.4195 | Local: 801.483.0999

    Creditor Relations Dept
    801.483.0999

    Main Fax
    801.364.8885
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AAAFairCreditFoundation.vcf
Online Client Support Services:
    General Questions & Inquiries: questions[at] faircredit [dot] org
    Client Support: clientsupport [at] faircredit [dot] org
    To serve you more efficiently, please include the following information for every Email support request:
    • Your name
    • Your Account ID
    • Detailed description of the issue

    Employment: jobs [at] faircredit [dot] org
    Media: media [at] faircredit [dot] org

Holidays/Events
AAA Fair Credit Foundation will be closed in observance of the following holidays and events:

  • New Year’s Day
  • Martin Luther King's Birthday
  • Memorial Day
  • Independence Day
  • Labor Day
  • Veteran's Day
  • Thanksgiving Day
  • Day after Thanksgiving
  • Christmas Eve - close at 12:00 p.m.
  • Christmas Day
  • Day after Christmas
  • New Year's Eve - close at 3:00 p.m.


If any of these holidays fall on a weekend, it will be observed on the Friday before or the Monday after, at our discretion.

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