"A single conversation across the table with a wise man is worth a month's study of books." ~ Chinese Proverb
Knowing where, when, and how...
Throughout history, whether in sports, business, or other areas of life where there have been excellent performances and super achievers, a personal coach is usually part of the success formula. Our financial coaches work as behind the scene teachers. They are there to encourage and help our clients reach new levels of excellence. A truly powerful mentoring experience provides clients with new skills and renewed confidence, thus raising their performance to higher levels in a shorter amount of time than working alone.
A coach is there not only to impart the important principles outlined in the curriculum of each course, but also to listen to client’s needs and desires. A personal coach is to teach, challenge and hold client’s accountable. And when questions or concerns arise, the coach can draw upon a wealth of personal experience, knowledge and insight gained from working with thousands of other people. Client’s have a unique opportunity to work with a trained professional who will personally share their challenges and opportunities.
AAA Fair Credit Foundation’s (FCF) Financial Coaching Program, is staffed by Certified Personal Finance Counselors who are not compensated by commissions or dollars earned from selling products. Our coaching program will provide clients with strategies and tools that they can immediately implement into their financial lives. The ideas presented to clients are powerful and tested principles. Clients will find clarity and reinforcement in regular sessions with their coach, and will feel a sense of real accountability to the commitments they make. With the client’s individual efforts as well as the expertise and instructions of their personal coach and mentor, we feel we will be successful in helping clients take significant steps toward their goal of financial independence.
Why Wait? See For Yourself!
Because most people have not discovered how exciting it is to have their own personal financial coach, we offer a FREE, no-obligation, no-pressure initial evaluation with a Certified Financial Counselor who will assess your spending, borrowing, saving and credit situation and help you determine whether coaching is right for you.
The 12-week Personal Financial Coaching Program includes the following:
- Confidential analysis of finances and debts
- Evaluation of current credit standing
- Establishing goals to accomplish financial objectives
- Planning and prioritizing a spending plan/budget
- Debt elimination strategies
- Weekly check-up call
- ConsumerCents Personal Financial Education Guide
- Monthly e-Newsletter
- The help and motivation of a personal financial coach
What can I expect when I start?
Your coach will spend approximately 30-45 minutes assessing your particular financial situation. The way that you learn will be evaluated along with your specific needs, goals, and most pressing financial problems. Your coach will then set up a specific coaching schedule with you designed to fit your lifestyle. Both you (and your spouse or partner) and will sign a Coach/Client Engagement Agreement.
How do I sign up?
Take the first step toward a better tomorrow by calling 1-800-351-4195 and requesting a FREE, no-obligation, no-pressure initial coaching evaluation with a Certified Financial Counselor who will help you determine whether coaching is right for you.
Should I include my spouse/partner?
Absolutely. If you are married, engaged, or share finances with a partner, FCF recommends including your partner in the coaching program. The coaching program is designed to address emotional issues surrounding money and cannot properly help individuals and families apply the program unless both partners are involved and fully committed.
What results can I expect?
On average, participants increase their knowledge, improve their overall financial situation, lower their daily stress levels, lower their debt load, and increase their savings. The long-term results are endless.
What does the program cost?
There is a $125 tuition fee for the complete 12-week coaching program.
What length of time must I commit?
The coaching program is a 12-week program. It takes at least this much time to set up a working relationship with your coach and to follow the principles for getting spending and borrowing under control and maximizing savings.
How much time will be required?
Coaching sessions usually last between 30-45 minutes. Assignments and specific tasks to be completed may take further time to complete. FCF recommends beginning coaching when you can devote uninterrupted time to getting your financial life in order.
Why do I need a financial coach if I already have a financial planner?
Financial advisors and planners are paid to give people advice about investing, retirement, estate planning, etc. A personal financial coach teaches you how to be more efficient with the money you already make, showing you how to spend, save, and reduce debt. A coach will help you establish your own plan, while a financial advisor usually creates a dependent relationship that forces you to rely on them for information, rather than teaching you correct principles that you can then use to govern your own financial life. A financial coach encourages you to be accountable and responsible for your own financial decision making, while a financial advisor expects to be paid to take responsibility for what happens to your money.
