AAA Fair Credit Foundation (FCF) is an award-winning ISO 9001:2008 certified and HUD-approved 501(c)(3) nonprofit organization dedicated to helping consumers expand financial capability and reclaim their financial future. Our programs and services are designed to assist individuals and families move from crisis to control by creating a long-term action plan for financial security. Our programs and services include confidential financial guidance counseling, HUD-approved homebuyer education and foreclosure prevention counseling, debt management relief programs, financial literacy education, Individual Development Accounts (IDAs) and other programs that promote financial capability. FCF is home of the Utah Individual Development Account Network (UIDAN), Utah Saves, and is a community leader in several financial empowerment and literacy initiatives including: CFED Assets & Opportunities and Earn It. Keep It. Save It.

Educate and empower individuals and families on core financial management competencies and asset-building strategies in a rapidly changing financial environment by integrating key strategies including financial education, managing credit and debt, getting banked, asset building, and utilizing tax credits. We will accomplish this by increasing awareness and connecting those we serve to available programs, services, tools and resources to help improve and sustain their financial well-being.