Expanding Financial Capability Since 1997

OUR MISSION: Teach individuals and families how to manage their finances wisely to improve and sustain financial well-being

Board of Directors

Cassie Alvey
Wealth Management, Morgan Stanley
Matthew Ballard
Attorney, Kirton McConkie
Jon Behrmann
Purchasing Manager, State of Utah
Cameron Bishop
VP of Sales, RANLife Homes
Nathan Cluff, CPA
CFO, WEX Bank
Stephen Fitzpatrick
Chief Credit Officer, GM Financial (bank information)
Ptoshia K. Merrills, CRCM
Regulatory Compliance Officer & Manager, BMW Bank of North America
Lauren A. Chapman
Managing Director, CCO, Privacy Officer, Nelnet Bank
Tricia Schumann
Chief Investment Officer, MedTherapy Biotechnology
Paul R Thomsen
V.P Commercial Banker, JP Morgan Chase & Co.
C. Jimmy Choi
Head of Digital Adoption, U.S Bank

What We Do

AAA Fair Credit Foundation (FCF) is an award-winning HUD-approved 501(c)(3) nonprofit organization dedicated to helping consumers expand financial capability and reclaim their financial future. Our programs and services are designed to assist individuals and families move from crisis to control by creating a long-term action plan for financial security. Our programs and services include confidential financial guidance counseling, debt management relief programs, financial literacy education, Individual Development Accounts (IDAs) and other programs that promote financial capability. FCF is home of the Utah Individual Development Account Network (UIDAN), Utah Saves, and is a community leader in several financial empowerment and literacy initiatives including: CFED Assets & Opportunities and Earn It. Keep It. Save It.

Our Vision

Educate and empower individuals and families on core financial management competencies and asset-building strategies in a rapidly changing financial environment by integrating key strategies including financial education, managing credit and debt, getting banked, asset building, and utilizing tax credits. We will accomplish this by increasing awareness and connecting those we serve to available programs, services, tools and resources to help improve and sustain their financial well-being.

Fair Credit Team

Coming Soon

Accreditation | Memberships | Affiliations

State Licensing

AAA Fair Credit Foundation offers the Debt Management Program in the following states: Arkansas, California, Florida, Georgia, Louisiana, Texas, and Utah.

AAA Fair Credit offers debt management plans through Debt Management Credit Counseling Corp., a 501c3 nonprofit credit counseling agency.

You can reference the Licensing Disclosures located at https://www.dmcccorp.org/disclosures/.

Privacy Policy

Revised 2014