In this free workshop, you will learn how to prepare and develop an individual or family budget that meets your financial goals. Practice creating and revising budgets to increase your chance of success. This class meets the 1st half of the education prerequisite for the IDA Program.

This class will be held remotely via zoom link. Follow this link to register and gain access to the direct zoom link:

https://us02web.zoom.us/meeting/register/tZAof-mvrjgoHddCosrEFKKR_yRhzEYBPskI

*To get a certificate for this class your name needs to be on the FCF RSVP list AND you need to be present on the zoom meeting to sign in and sign out of the class. Connect to the class a few minutes early for sign in.

In this free workshop, you will learn the importance of using credit responsibly and factors that lenders use to determine credit worthiness. Learn how to obtain, read and correct information on your credit report and necessary steps to establish and improve your credit score. This class meets the 2nd half of the education prerequisite for the IDA Program.

This class will be held remotely via zoom link. Follow this link to register and gain access to the direct zoom link:

https://us02web.zoom.us/meeting/register/tZ0vcOqtrTorHdDJt9tXguYIYIaaH5wODfAG

*To get a certificate for this class your name needs to be on the FCF RSVP list AND you need to be present on the zoom meeting to sign in and sign out of the class. Connect to the class a few minutes early for sign in.

Part 2 of a 4-part series required for IDA applicants

“STRETCH YOUR BUCKS…WITHOUT BREAKING YOUR BACK”

Class II – “Planting the Seeds of Financial Stability”

1. Budget and Spending Plans
2. Saving for Those Who Find It Hard to Save

This workshop qualifies as the one of the 4 prerequisite seminars required for application to the Utah Individual Development Program.

The four requirements are:

1. Budget and Healthy Money Management Part 1 (So You Want to Grow a Money Tree?)
2. Budget and Healthy Money Management Part 2 (Planting the Seeds of Financial Stability)
3. The Wise Use of Credit and Consumer Education Part 3 (The Wise Use of Credit)
4. The Wise Use of Credit and Consumer Education Part 4 (Harvesting the Fruits of Investing)

This is a FREE workshop offered by AAA Fair Credit Foundation and Cottages of Hope.

Space is limited and registration is required. Register via the link below. Please complete separate registrations for each person attending.

Please join the meeting using this Zoom link: https://usu-edu.zoom.us/j/85075515447?pwd=SnJQbUhUekZaWEZZTExlVzhnVnhudz09

You can also add the 4 part classes to your calendar with this link: https://usu-edu.zoom.us/meeting/tZEtcOytrz4uHtPq_XQH0XRGMc8kO8qyR6Sf/ics?icsToken=98tyKuGtrjwvH9WQtB2ARpwMAo_CZ-_zmCVbgrdtjSDdMggDWjHRG-EaOZ0nAcHi

Part 3 of a 4-part series required for IDA applicants

“STRETCH YOUR BUCKS…WITHOUT BREAKING YOUR BACK”

Class III – “The Wise Use of Credit”

1. Credit Basics
2. The Up-side To Credit Cards
3. Credit Reports
4. How Much is Too Much Debt

This workshop qualifies as the one of the 4 prerequisite seminars required for application to the Utah Individual Development Program.

The four requirements are:

1. Budget and Healthy Money Management Part 1 (So You Want to Grow a Money Tree?)
2. Budget and Healthy Money Management Part 2 (Planting the Seeds of Financial Stability)
3. The Wise Use of Credit and Consumer Education Part 3 (The Wise Use of Credit)
4. The Wise Use of Credit and Consumer Education Part 4 (Harvesting the Fruits of Investing)

This is a FREE workshop offered by AAA Fair Credit Foundation and Cottages of Hope.

Space is limited and registration is required. Register via the link below. Please complete separate registrations for each person attending.

Please join the meeting using this Zoom link: https://usu-edu.zoom.us/j/85075515447?pwd=SnJQbUhUekZaWEZZTExlVzhnVnhudz09

You can also add the 4 part classes to your calendar with this link: https://usu-edu.zoom.us/meeting/tZEtcOytrz4uHtPq_XQH0XRGMc8kO8qyR6Sf/ics?icsToken=98tyKuGtrjwvH9WQtB2ARpwMAo_CZ-_zmCVbgrdtjSDdMggDWjHRG-EaOZ0nAcHi

Part 4 of a 4-part series required for IDA applicants

“STRETCH YOUR BUCKS…WITHOUT BREAKING YOUR BACK”

Class IV – “Harvesting the Fruits of Investing”

1. Investing 101
2. Insurance and Risk Management
3. Identity Theft, and How to Prevent It

This workshop qualifies as the one of the 4 prerequisite seminars required for application to the Utah Individual Development Program.

The four requirements are:

1. Budget and Healthy Money Management Part 1 (So You Want to Grow a Money Tree?)
2. Budget and Healthy Money Management Part 2 (Planting the Seeds of Financial Stability)
3. The Wise Use of Credit and Consumer Education Part 3 (The Wise Use of Credit)
4. The Wise Use of Credit and Consumer Education Part 4 (Harvesting the Fruits of Investing)

This is a FREE workshop offered by AAA Fair Credit Foundation and Cottages of Hope.

Space is limited and registration is required. Register via the link below. Please complete separate registrations for each person attending.

Please join the meeting using this Zoom link: https://usu-edu.zoom.us/j/85075515447?pwd=SnJQbUhUekZaWEZZTExlVzhnVnhudz09

You can also add the 4 part classes to your calendar with this link: https://usu-edu.zoom.us/meeting/tZEtcOytrz4uHtPq_XQH0XRGMc8kO8qyR6Sf/ics?icsToken=98tyKuGtrjwvH9WQtB2ARpwMAo_CZ-_zmCVbgrdtjSDdMggDWjHRG-EaOZ0nAcHi