In this free workshop, you will learn how to prepare and develop an individual or family budget that meets your financial goals. Practice creating and revising budgets to increase your chance of success.

Part 3 of a 4-part series required for IDA applicants

“STRETCH YOUR BUCKS…WITHOUT BREAKING YOUR BACK”

Class III – “The Wise Use of Credit”

1. Credit Basics
2. The Up-side To Credit Cards
3. Credit Reports
4. How Much is Too Much Debt

This workshop qualifies as the one of the 4 prerequisite seminars required for application to the Utah Individual Development Program.

The four requirements are:

1. Budget and Healthy Money Management Part 1 (So You Want to Grow a Money Tree?)
2. Budget and Healthy Money Management Part 2 (Planting the Seeds of Financial Stability)
3. The Wise Use of Credit and Consumer Education Part 3 (The Wise Use of Credit)
4. The Wise Use of Credit and Consumer Education Part 4 (Harvesting the Fruits of Investing)

This is a FREE workshop offered by AAA Fair Credit Foundation and Cottages of Hope.

Space is limited and registration is required. Register via the link below. Please complete separate registrations for each person attending.

In this free workshop, you will learn the importance of using credit responsibly and factors that lenders use to determine credit worthiness. Learn how to obtain, read and correct information on your credit report and necessary steps to establish and improve your credit score.

Part 1 of a 2 part series required for IDA applicants.

• Budget Development: Learn how to create short-term and long-term goals
• Healthy Money Management Choices: choices in financial institutions, how to distinguish between wants and needs, types of savings vehicles, and record-keeping/

This workshop qualifies as the one of the two prerequisite seminars required for application to the Utah Individual Development Program.

The two requirements are:

1. Budget and Healthy Money Management and
2. Wise Use of Credit and Consumer Education

This is FREE workshop offered by AAA Fair Credit Foundation.

Space is limited and registration is required. Register via the link below. Please complete separate registrations for each person attending.

Part 4 of a 4-part series required for IDA applicants

“STRETCH YOUR BUCKS…WITHOUT BREAKING YOUR BACK”

Class IV – “Harvesting the Fruits of Investing”

1. Investing 101
2. Insurance and Risk Management
3. Identity Theft, and How to Prevent It

This workshop qualifies as the one of the 4 prerequisite seminars required for application to the Utah Individual Development Program.

The four requirements are:

1. Budget and Healthy Money Management Part 1 (So You Want to Grow a Money Tree?)
2. Budget and Healthy Money Management Part 2 (Planting the Seeds of Financial Stability)
3. The Wise Use of Credit and Consumer Education Part 3 (The Wise Use of Credit)
4. The Wise Use of Credit and Consumer Education Part 4 (Harvesting the Fruits of Investing)

This is a FREE workshop offered by AAA Fair Credit Foundation and Cottages of Hope.

Space is limited and registration is required. Register via the link below. Please complete separate registrations for each person attending.